Madan’s barn burned down and his wife, Hema called the insurance company. Hema told the insurance company, "We had that barn insured for fifty thousand and I want my money.”The agent replied, "Whoa there, just a minute, Hema Insurance doesn’t work quite like that. We will as certain the value of what was insured and provide you with a new one of comparable worth. "There was a long pause before Hema replied, "Then Id like to cancel the policy on my husband." ---------------------------------------------- | 
